Home Affordability Calculator

Find the maximum home price you can afford based on income and debts

Annual Household Income ($)

Monthly Debt Payments ($)

Down Payment ($)

Mortgage Rate (% APR)

Loan Term (years)

Property Tax Rate (% /yr)

About

Uses 28/36 DTI (Debt-to-Income) rule: housing costs ≤ 28% of gross income; total debts ≤ 36%. Lenders typically require debt-to-income ratio under 43% for qualified mortgages. PITI includes principal, interest, taxes, and insurance.